Ranking of online banking

Compared items
33
Last participation
2 months
deposited opinions
202
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online bankingOpinions Bonus Minimum monthly deposit for free credit card Monthly banking fees Minimal monthly deposit First deposit
1
Yuh
1
Yuh
N/A
500 €500 €0 €0 €500 €
2
Fortuneo
2
Fortuneo
27
130 €0 €0 €0 €300 €
3
Boursorama
3
Boursorama
55
80 €0 €0 €0 €300 €
4
ING
4
ING
8
80 €0 €0 €0 €300 €
5
BforBank
5
BforBank
8
160 €1600 €0 €0 €300 €
6
Hello Bank
6
Hello Bank
6
80 €1000 €0 €0 €300 €
7
Monabanq
7
Monabanq
6
120 €0 €2 €0 €150 €
8
Ditto Bank
8
Ditto Bank
N/A
0 €0 €9.9 €0 €100 €
9
Hedios
9
Hedios
N/A
100 €0 €0 €0 €100 €
10
Linxea
10
Linxea
N/A
30 €0 €0 €0 €100 €


1
logo Yuh
Not rated
1
Yuh
Bonus
500 €
Minimum monthly deposit for free credit card
500 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
500 €
Bank only available for people living in France. Not available from people living in DOM-TOM
Bonus
130 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
300 €
Bonus
80 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
300 €
4
logo ING
Bonus
80 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
300 €
Bonus
160 €
Minimum monthly deposit for free credit card
1600 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
300 €
Short overwiew of Hello Bank Conditions: salary account: - 80 Euro starting Bonus - 2 possible account owner - free account managment (no fees) - mobile and online Banking (no fees) - free credit Card and free Maestro Card Giro account: - free account managment (no fees) - mobile a...
Bonus
80 €
Minimum monthly deposit for free credit card
1000 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
300 €
Bonus
120 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
2 €
Minimal monthly deposit
0 €
First deposit
150 €
8
logo Ditto Bank
Not rated
8
Ditto Bank
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
9.9 €
Minimal monthly deposit
0 €
First deposit
100 €
9
logo Hedios
Not rated
9
Hedios
Bonus
100 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
100 €
10
logo Linxea
Not rated
10
Linxea
Bonus
30 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
100 €


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1Members Rating
Ranking presentation

Reduce your bank fees 

Initially reserved for people with deep pockets, the use of online banking is now democratized thanks to lower bank fees they generate, unlike traditional banks. Over 3 million of French people have a savings booklet  or current account with one of them. Often used as a second bank, their use reduces its costs to a minimum. How is this possible? Just because of the dematerialisation of their network allows them to make big savings, both building and staff management. We can end up with a free credit card, more affordable services, savings highest paid but also have access to innovative mobile apps. 

 

Advantages and disadvantages compared to traditional banks 

The only drawback is the inability to deposit cash easily. However this is a case that is rare in everyday life. We can of course also note the absence of off-phone board. This seems to be obvious. 

The benefits are multiple meanwhile: 

  • everything can be managed online, which is still not the case in all classic banks. 
  • low banking fees as explained above. 
  • Free credit card for at least one year (and sometimes lifetime). 
  • enticing welcome bonus (on average € 80 offered to open an account), this is not nothing.


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