Ranking of online banking

Compared items
30
Last participation
3 weeks
deposited opinions
185
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online bankingOpinions Bonus Minimum monthly deposit for free credit card Monthly banking fees Minimal monthly deposit First deposit
1
Ditto Bank
1
Ditto Bank
N/A
0 €0 €9.9 €0 €100 €
2
Shine
2
Shine
N/A
15.8 €0 €7.9 €0 €0 €
3
N26
3
N26
17
0 €0 €6 €0 €0 €
4
Nickel
4
Nickel
11
0 €0 €2 €0 €0 €
5
Monabanq
5
Monabanq
6
120 €0 €2 €0 €150 €
6
MinexPay
6
MinexPay
N/A
0 $10 $1 $10 $10 $
7
Fortuneo
7
Fortuneo
26
130 €0 €0 €0 €300 €
8
Boursorama
8
Boursorama
52
80 €0 €0 €0 €300 €
9
Keytrade Bank
9
Keytrade Bank
11
50 €0 €0 €0 €0 €
10
Max
10
Max
2
0 €0 €0 €0 €0 €


1
logo Ditto Bank
Not rated
1
Ditto Bank
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
9.9 €
Minimal monthly deposit
0 €
First deposit
100 €
2
logo Shine
Not rated
2
Shine
Bonus
15.8 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
7.9 €
Minimal monthly deposit
0 €
First deposit
0 €
3
logo N26
With its application and its Mastercard, N26 is a 100% mobile bank! It will follow you in your daily life and your travels: you manage your finances directly from the application! Here are the advantages of this new bank: * Affiliation: for each godson registered with your link, you receive...
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
6 €
Minimal monthly deposit
0 €
First deposit
0 €
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
2 €
Minimal monthly deposit
0 €
First deposit
0 €
Bonus
120 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
2 €
Minimal monthly deposit
0 €
First deposit
150 €
6
logo MinexPay
Not rated
6
MinexPay
Bonus
0 $
Minimum monthly deposit for free credit card
10 $
Monthly banking fees
1 $
Minimal monthly deposit
10 $
First deposit
10 $
Bank only available for people living in France. Not available from people living in DOM-TOM
Bonus
130 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
300 €
Bonus
80 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
300 €
Bonus
50 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
0 €
10
logo Max
10
Max
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
Minimal monthly deposit
0 €
First deposit
0 €


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1Members Rating
Ranking presentation

Reduce your bank fees 

Initially reserved for people with deep pockets, the use of online banking is now democratized thanks to lower bank fees they generate, unlike traditional banks. Over 3 million of French people have a savings booklet  or current account with one of them. Often used as a second bank, their use reduces its costs to a minimum. How is this possible? Just because of the dematerialisation of their network allows them to make big savings, both building and staff management. We can end up with a free credit card, more affordable services, savings highest paid but also have access to innovative mobile apps. 

 

Advantages and disadvantages compared to traditional banks 

The only drawback is the inability to deposit cash easily. However this is a case that is rare in everyday life. We can of course also note the absence of off-phone board. This seems to be obvious. 

The benefits are multiple meanwhile: 

  • everything can be managed online, which is still not the case in all classic banks. 
  • low banking fees as explained above. 
  • Free credit card for at least one year (and sometimes lifetime). 
  • enticing welcome bonus (on average € 80 offered to open an account), this is not nothing.


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