krypton

L-Pesa creates blockchain-based, smart contract loans enabling people across the internet to grow
their businesses and become thriving entrepreneurs.Hopeful visionaries can take loans in Ether or
Bitcoin and then participate in L-Pesa's curated marketplace facilitating peer-to-peer lending: the
first crypto loan service in Africa.

By investing in the L-Pesa Coin ICO, you will be supporting the L-Pesa microfinance platform--a platform
intended to provide new financial tools to consumers and small businesses in Africa and Asia. In many
cases, these consumers and small businesses have not previously had access to affordable financing
options. By providing this access, L-Pesa is empowering consumers and small businesses to improve
lives--particularly for those paralyzed by poverty.

Ultimately, L-Pesa Microfinance is about allowing people to create opportunities for themselves and
their families. Borrowers on the L-Pesa platform use funds to start or grow a business, pay for education,
or support their ambitions in life via another avenue.

The L-Pesa Group is a global group of companies revolutionizing financial technology and services
in Africa and Asia. L-Pesa has built a sophisticated platform for issuing and servicing consumer
and small business loans.

The platform has operated for 18 months in East Africa and over 25,000 loans have been issued. Due to
sophisticated underwriting, the loss ratio is below 10%. This low loss ratio combined with the high degree
of automation allows L-Pesa to offer low cost financing to a large number of users.

L-Pesa was founded with the vision to improve people's lives through efficient access to credit and related
financial services. It's about making the world a better place for everyone. L-Pesa started offering microfinance
services in Tanzania in 2016 and has grown its service offering and geographic footprint at an increasing pace
in pursuit of this vision.