tontine

As the baby boomer generation enters retirement with $32 Trillion of savings, they have to live with the daily fear that they will live so long that they may run out of money but the only current solution, an "annuity" is for behavioural science reasons, the "most hated financial product in the world". Historically, Tontine Pensions outsold annuities by a factor of 5 to 1 and with demand for lifetime income products having never been higher, Japan's The Mainichi is suggesting that "tontine pensions... might spur a shift from life insurance to longevity insurance as the industry's top-selling product." TontineTrust is a fintech building the world's first fully digital pensions platform which exists to enable consumers to buy low cost tontine pensions direct or through asset managers, institutions or from governments. We are patent pending in over 150 countries & have a granted trademark in the field of pension products. Our first digital tontines will go live in 2020