Ranking of online banking

Compared items
18
Last participation
2 months
deposited opinions
202
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online bankingOpinions Bonus Minimum monthly deposit for free credit card Monthly banking fees First deposit
1
Yuh
1
Yuh
N/A
500 €500 €0 €500 €
2
Ditto Bank
2
Ditto Bank
N/A
0 €0 €9.9 €100 €
3
Hedios
3
Hedios
N/A
100 €0 €0 €100 €
4
Remitly
4
Remitly
N/A
15 €0 €0 €100 €
5
VERSE
5
VERSE
5
5 €0 €0 €20 €
6
Monese Bank
6
Monese Bank
2
10 €0 €0 €10 €
7
MinexPay
7
MinexPay
N/A
0 $10 $1 $10 $
8
Vivid
8
Vivid
4
20 €0 €0 €0 €
9
Curve
9
Curve
4
0 €0 €0 €0 €
10
Qonto
10
Qonto
2
10 €5 €0 €0 €
12


1
logo Yuh
Not rated
1
Yuh
Bonus
500 €
Minimum monthly deposit for free credit card
500 €
Monthly banking fees
0 €
First deposit
500 €
2
logo Ditto Bank
Not rated
2
Ditto Bank
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
9.9 €
First deposit
100 €
3
logo Hedios
Not rated
3
Hedios
Bonus
100 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
100 €
4
logo Remitly
Not rated
4
Remitly
At Remitly, our transfer process is quick, affordable, and secure. We'll provide you with the total cost and delivery time before you send your transfer.
Bonus
15 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
100 €
Verse is a new mobile bank whose app is installed on both Android and IOS, it allows us among other features, to transfer money at lightning speed to our friends contacts and other people, also create events, online prize pools etc ... and all this, without any commission, without any cost, everyth...
Bonus
5 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
20 €
Monese is a UK company that offers checking accounts and money transfer services as an alternative to traditional banks. The mobile only service provides accounts in sterling pounds, euros and Romanian lei and is available in 31 countries across the European Economic Area.
Bonus
10 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
10 €
7
logo MinexPay
Not rated
7
MinexPay
Bonus
0 $
Minimum monthly deposit for free credit card
10 $
Monthly banking fees
1 $
First deposit
10 $
Vivid offers you a unique mobile banking app at your fingertips. Whether it's payments, transfers, high-interest saving accounts, multi-currency accounts for your travels, spendings reports, split bills -- with Vivid, managing all your finances and investing your money is easy, flexible and 100% tra...
  • Up to 25% cashback
  • Free withdrawal, even when you're abroad
  • Fee-free payments & transfers
  • Get rewards in companies' stocks
Bonus
20 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
0 €
Hello Curve offers you a free credit card that serves as a support for other cards. You can collect all your credit cards into a single Curve card. The card is sent free of charge by mail. In addition, you can also earn points for each transaction to be converted into money at your thre...
  • 5 £ for each newcomer using an affilated code
  • No hidden fees
  • Free credit card (Mastecard)
  • Good customer support
  • No change fee
  • RIB/IBAN issued in UK
  • Cash deposit not available
  • No agencies
  • Account managed only via an smartphone application
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
0 €
10
logo Qonto
With qonto, any entrepreneur, whatever his legal form (micro-enterprise, SAS / SASU, SARL / SASU, liberal profession or association) can open an account in a few clicks, deposit his share capital, get his RIB (IBAN French) and order his credit cards entirely online.Several packages are offered, from...
Bonus
10 €
Minimum monthly deposit for free credit card
5 €
Monthly banking fees
0 €
First deposit
0 €
12


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1Members Rating
Ranking presentation

Reduce your bank fees 

Initially reserved for people with deep pockets, the use of online banking is now democratized thanks to lower bank fees they generate, unlike traditional banks. Over 3 million of French people have a savings booklet  or current account with one of them. Often used as a second bank, their use reduces its costs to a minimum. How is this possible? Just because of the dematerialisation of their network allows them to make big savings, both building and staff management. We can end up with a free credit card, more affordable services, savings highest paid but also have access to innovative mobile apps. 

 

Advantages and disadvantages compared to traditional banks 

The only drawback is the inability to deposit cash easily. However this is a case that is rare in everyday life. We can of course also note the absence of off-phone board. This seems to be obvious. 

The benefits are multiple meanwhile: 

  • everything can be managed online, which is still not the case in all classic banks. 
  • low banking fees as explained above. 
  • Free credit card for at least one year (and sometimes lifetime). 
  • enticing welcome bonus (on average € 80 offered to open an account), this is not nothing.


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