Ranking of online banking

Compared items
8
Last participation
3 days
deposited opinions
172
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online bankingOpinions Bonus Minimum monthly deposit for free credit card Monthly banking fees First deposit
1
Qonto
1
Qonto
1
10 €5 €0 €0 €
2
VERSE
2
VERSE
1
5 €0 €0 €20 €
3
Monese Bank
3
Monese Bank
2
10 €0 €0 €10 €
4
N26
4
N26
19
0 €0 €6 €0 €
5
MinexPay
5
MinexPay
N/A
0 $10 $1 $10 $
6
Hedios
6
Hedios
N/A
100 €0 €0 €100 €
7
Ditto Bank
7
Ditto Bank
N/A
0 €0 €9.9 €100 €
8
Yeeld
8
Yeeld
N/A
1 €0 €0 €0 €
With qonto, any entrepreneur, whatever his legal form (micro-enterprise, SAS / SASU, SARL / SASU, liberal profession or association) can open an account in a few clicks, deposit his share capital, get his RIB (IBAN French) and order his credit cards entirely online.Several packages are offered, from...
Bonus
10 €
Minimum monthly deposit for free credit card
5 €
Monthly banking fees
0 €
First deposit
0 €
Verse is a new mobile bank whose app is installed on both Android and IOS, it allows us among other features, to transfer money at lightning speed to our friends contacts and other people, also create events, online prize pools etc ... and all this, without any commission, without any cost, everyth...
Bonus
5 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
20 €
Monese is a UK company that offers checking accounts and money transfer services as an alternative to traditional banks. The mobile only service provides accounts in sterling pounds, euros and Romanian lei and is available in 31 countries across the European Economic Area.
Bonus
10 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
10 €
4
logo N26
With its application and its Mastercard, N26 is a 100% mobile bank! It will follow you in your daily life and your travels: you manage your finances directly from the application! Here are the advantages of this new bank: * Affiliation: for each godson registered with your link, you receive...
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
6 €
First deposit
0 €
avatar
network23
10 months
CB est payante si moins de 9 utilisations / trimestre. 5 retrait max/mois (apres = 1€/retraits). Obligé de depenser 300e/mois sinon facturation de la carte... Bref une offre qui n'a rien a envier a celle des autres banques
5
logo MinexPay
Not rated
5
MinexPay
Bonus
0 $
Minimum monthly deposit for free credit card
10 $
Monthly banking fees
1 $
First deposit
10 $
6
logo Hedios
Not rated
6
Hedios
Bonus
100 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
100 €
7
logo Ditto Bank
Not rated
7
Ditto Bank
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
9.9 €
First deposit
100 €
8
logo Yeeld
Not rated
8
Yeeld
Bonus
1 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
0 €


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Languageenglish
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1Members Rating
Ranking presentation

Reduce your bank fees 

Initially reserved for people with deep pockets, the use of online banking is now democratized thanks to lower bank fees they generate, unlike traditional banks. Over 3 million of French people have a savings booklet  or current account with one of them. Often used as a second bank, their use reduces its costs to a minimum. How is this possible? Just because of the dematerialisation of their network allows them to make big savings, both building and staff management. We can end up with a free credit card, more affordable services, savings highest paid but also have access to innovative mobile apps. 

 

Advantages and disadvantages compared to traditional banks 

The only drawback is the inability to deposit cash easily. However this is a case that is rare in everyday life. We can of course also note the absence of off-phone board. This seems to be obvious. 

The benefits are multiple meanwhile: 

  • everything can be managed online, which is still not the case in all classic banks. 
  • low banking fees as explained above. 
  • Free credit card for at least one year (and sometimes lifetime). 
  • enticing welcome bonus (on average € 80 offered to open an account), this is not nothing.


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