Ranking of online banking

Compared items
15
Last participation
3 months
deposited opinions
185
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online bankingOpinions Bonus Minimum monthly deposit for free credit card Monthly banking fees First deposit
1
VERSE
1
VERSE
2
5 €0 €0 €20 €
2
Curve
2
Curve
2
0 €0 €0 €0 €
3
Kard
3
Kard
10
1 €0 €0 €0 €
4
Vivid
4
Vivid
1
20 €0 €0 €0 €
5
Qonto
5
Qonto
1
10 €5 €0 €0 €
6
Monese Bank
6
Monese Bank
2
10 €0 €0 €10 €
7
N26
7
N26
17
0 €0 €6 €0 €
8
Revolut
8
Revolut
14
0 €0 €0 €0 €
9
Swoon
9
Swoon
N/A
0 €0 €0 €0 €
10
Ditto Bank
10
Ditto Bank
N/A
0 €0 €9.9 €100 €
12


Verse is a new mobile bank whose app is installed on both Android and IOS, it allows us among other features, to transfer money at lightning speed to our friends contacts and other people, also create events, online prize pools etc ... and all this, without any commission, without any cost, everyth...
Bonus
5 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
20 €
Hello Curve offers you a free credit card that serves as a support for other cards. You can collect all your credit cards into a single Curve card. The card is sent free of charge by mail. In addition, you can also earn points for each transaction to be converted into money at your thre...
  • 5 £ for each newcomer using an affilated code
  • No hidden fees
  • Free credit card (Mastecard)
  • Good customer support
  • No change fee
  • RIB/IBAN issued in UK
  • Cash deposit not available
  • No agencies
  • Account managed only via an smartphone application
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
0 €
Kard is a bank account : - free of charge - free Mastercard - available for teenagers above 12 years. Kard is available only in France for now.
  • Free of charge
  • Free Mastercard
  • Available for teenagers
  • French IBAN
  • Focused on -18
Bonus
1 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
0 €
Vivid offers you a unique mobile banking app at your fingertips. Whether it's payments, transfers, high-interest saving accounts, multi-currency accounts for your travels, spendings reports, split bills -- with Vivid, managing all your finances and investing your money is easy, flexible and 100% tra...
  • Up to 25% cashback
  • Free withdrawal, even when you're abroad
  • Fee-free payments & transfers
  • Get rewards in companies' stocks
Bonus
20 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
0 €
With qonto, any entrepreneur, whatever his legal form (micro-enterprise, SAS / SASU, SARL / SASU, liberal profession or association) can open an account in a few clicks, deposit his share capital, get his RIB (IBAN French) and order his credit cards entirely online.Several packages are offered, from...
Bonus
10 €
Minimum monthly deposit for free credit card
5 €
Monthly banking fees
0 €
First deposit
0 €
Monese is a UK company that offers checking accounts and money transfer services as an alternative to traditional banks. The mobile only service provides accounts in sterling pounds, euros and Romanian lei and is available in 31 countries across the European Economic Area.
Bonus
10 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
10 €
7
logo N26
With its application and its Mastercard, N26 is a 100% mobile bank! It will follow you in your daily life and your travels: you manage your finances directly from the application! Here are the advantages of this new bank: * Affiliation: for each godson registered with your link, you receive...
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
6 €
First deposit
0 €
The Neo Bank Revolut is an alternative bank application. Revolut offers you its prepaid Mastercard® multi-currency card. With Revolut, you can now send, spend, and change money instantly in an intuitive way at no cost. You can create an account in 30 seconds, which will allow you to instantly ma...
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
0 €
9
logo Swoon
Not rated
9
Swoon
Swoon is a bank based in France. In December 2018, a beta-test limited at 1 000 users has been launched. The registration for all customers is planned for july 2019. This bank is available only for European citizens or countries with a SEPA standard. This bank offers : - Free of charge...
  • Credit card and french IBAN
  • Free of charge in Europe and wordwide
  • Saving account at 3 %
  • Good customer support
  • No debit allowed
  • No AV or CTO or PEA
  • Only working on smartphone
  • No cash deposit
  • No agencies
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
0 €
First deposit
0 €
10
logo Ditto Bank
Not rated
10
Ditto Bank
Bonus
0 €
Minimum monthly deposit for free credit card
0 €
Monthly banking fees
9.9 €
First deposit
100 €
12


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Ranking presentation

Reduce your bank fees 

Initially reserved for people with deep pockets, the use of online banking is now democratized thanks to lower bank fees they generate, unlike traditional banks. Over 3 million of French people have a savings booklet  or current account with one of them. Often used as a second bank, their use reduces its costs to a minimum. How is this possible? Just because of the dematerialisation of their network allows them to make big savings, both building and staff management. We can end up with a free credit card, more affordable services, savings highest paid but also have access to innovative mobile apps. 

 

Advantages and disadvantages compared to traditional banks 

The only drawback is the inability to deposit cash easily. However this is a case that is rare in everyday life. We can of course also note the absence of off-phone board. This seems to be obvious. 

The benefits are multiple meanwhile: 

  • everything can be managed online, which is still not the case in all classic banks. 
  • low banking fees as explained above. 
  • Free credit card for at least one year (and sometimes lifetime). 
  • enticing welcome bonus (on average € 80 offered to open an account), this is not nothing.


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