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LendingClub

LendingClub

Visit
favicon LendingClub lendingclub.com
N/ANo such comments to be able to note this review
Status
New

AVERTISSEMENTLend money on a crowdfunding site is at risk of default and requires immobilization of your savings.

Presentation
Lending Club is the largest crowdfunding site in the world with over 15 billion loan to individuals. That is truly a giant in the small world of crowdfunding.

The borrowing rate is close to 10% when the interest earned by investors oscillate between 5 and 8%.
LendingClub is very popular because you can invest from $ 25 only!
Specs
Platform typeLending platform /
Minimum deposit25 $
Royalties5 - 8 %
Estimated already lent amount (in millions) <1 M
Accessible to individual investors
To whom lends this platform money?Lends to individuals /
Payment solutionswire transfer
Languageenglish
Monitored since2930 days
Payments reported on NBR   0,00 $
Accepted countries United States
Evolution rules of status
Six in number, the statutes reflect the trust we place in the payment reliability of a rewarding site. This rating depends on the payment testimonials reported on by the members as well as the informed opinions of the administrators and moderators.

legit Some payment testimonials from many members
promising Some payment testimonials from some members
new Default status
doubtful Doubt on the payment reliability
scam Not paying or not paying soon
closed Inactive or missing site

Know more

Status
  • Actual rating of LendingClub
    New
Users Advice
You must be a member to be able to post here. Join us.
avatar
jub
jub avatar
jub
 
Followings
0
Followers
1
7 years
Il me semble que pour investir sur ce site, il faut avoir un compte bancaire aux US ?
avatar
adminFXR
Followings
85
Followers
10518
Je ne crois pas, où avez-vous vu cela ?
7 years
avatar
jub
jub avatar
jub
 
Followings
0
Followers
1
Non seulement il faut avoir un compte aux US, il faut de plus être citoyen US. Avez vous essayé d'ouvrir un compte? Vous verrez que seul les Etats membres des US figurent dans la liste des lieux de résidence possibles. Normal, l'état américain souhaite garder le contrôle sur toutes dettes à l'étranger. | Edit. : 15/09/2016 22:46:47 | Edit. : 15/09/2016 22:47:55 | Edit. : 15/09/2016 22:48:35
7 years
avatar
jub
jub avatar
jub
 
Followings
0
Followers
1
De plus lending club le confirme:Jun 21, 08:06 PDT


Hello,

Thanks for your email, and your interest in Lending Club. To borrow through Lending Club, you must be a U.S. citizen or permanent resident, or be in the United States on a valid long term visa; and be at least 18 years old with a verifiable bank account.

Thanks,
Lending Club Member Support

Voilà ...
| Edit. : 15/09/2016 22:45:54
7 years
avatar
adminFXR
Followings
85
Followers
10518
Ok, merci d'avoir confirmé, je vais l'indiquer sur la fiche.
7 years
avatar
ironmaiden
Followings
0
Followers
2
7 years
Pour ceux qui ne suivent pas l'actu finances:

Lendingclub est au coeur de la tourmente pour des raisons assez compliquer à expliquer en quelques lignes.

Pour faire simple, l'avenir est :

1- rachat pour la technologie (et non pour le portefeuille)

2- rachat pour la base de données clients

Le reste semble compliqué même s'il est probable qu'il puisse finalement surmonter les pb.

Donc, comme je ne connais pas la législation américaine => prudence ++++++
avatar
adminFXR
Followings
85
Followers
10518
Salut, aurais-tu des liens vers cette actu ? Merci :)
7 years
avatar
gege1976
Followings
0
Followers
15
8 years
Il y a quand même un facteur risque.

https://www.lendingclub.com/public/risk-of-investing.action
avatar
adminFXR
Followings
85
Followers
10518
Bien sûr ! Comme sur tous les sites de crowdlending ! C'est important de le rappeler.
8 years
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